When it comes to buying a new home or considering a mortgage refinance , understanding the different types of mortgage options is crucial. Among these options, extended ratio and private mortgages often come up as alternatives to conventional mortgages. But how do they differ? How do they affect interest rates? And are they a good choice for homeowners or realtors advising clients? This article breaks down these questions with clear explanations and practical examples. Exten

Interest rates shape many financial decisions, from buying a home to managing debt. As we are almost through the first quarter of 2026 homeowners, buyers, and investors want to understand where rates might head next. Experts offer forecasts that help navigate this uncertain terrain, revealing trends that could impact your finances. This post breaks down the 2026 interest rate outlook, explaining what drives changes and what you can expect.

The Bank of Canada has recently cut interest rates as the economy and labour market show signs of strain from U.S. tariffs. However, they have remained tight-lipped about any future monetary easing.