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Your mortgage is not just another transaction
It is the foundation of your financial future.

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Stephen Aitcheson Mortgage Solutions

Summerland Mortgage Broker Serving:
Penticton
& the
South Okanagan

Okanagan Falls Oliver  | Osoyoos

Keremeos  |  Cawston

STEPHEN AITCHESON

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With more than 10 years of combined experience in financial institutions, lending, homeownership, and business finance, I am committed to providing the highest standard of customer care and service throughout every stage of your mortgage journey.

Your Mortgage is not just another transaction it is the foundation of you financial future.

Getting a mortgage is personal. Before discussing rates, I take the time to listen and understand where you are, where you want to go, and what mortgage solution best fits your needs. From there, I work with my network of more than 60 lenders to build a mortgage package tailored to you.

What sets me apart is my commitment to my clients’ long-term success. My support does not end once your mortgage is approved. I will schedule an annual mortgage review and be ready to help when rates or life circumstances change, making the process as stress-free as possible while keeping you on track toward your financial goals.

​As a business owner, homeowner and divorced parent of 4 children I understand that life can be unpredictable.  While I am happy to arrange a single mortgage for you, my passion is to be a lifelong financial guide.  Helping you make informed decisions at every stage.

​​My goal is to have an positive impact on my customers lives as well as the community around me through mortgages, mentorship, and community service.

MY PROCESS IS SIMPLE

First Step

Start the conversation

The best place to start is connect with me directly.  All mortgages are personal and can be overwhelming.  My commitment to you is that I will listen to your needs and goals, assess your financial situation, then provide you with a plan to move forward to meet you needs.

Let’s talk

Step Two

Find the best options

Now that we have had a look at your financial situation and future goals, we will consider a variety of options available to you.  I will breakdown the options for you in easy to understand terms.  I will outline what documents are required to qualify for a mortgage, negitiate with the lenders on your behalf and arrange a mortgage the best suites your requirements. 

FIND A SOLUTION

Step Three

Relax I have you covered

Once we have arranged your mortgage that best suites your requirments, you are not alone.  I am your mortgage professional for life.  Whenever you have question in the years to come, I will always be availalble for YOU.  I will setup a meeting every year to assess if you are still in the right mortgage product to meet your goals.  Your mortgage should work for you.

Now Relax

Getting a mortgage shouldn't be confusing or stressful. I'll guide you through it. 

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Know which mortgage product is right for your situation
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  • Home Purchase
  • Self Employed Clients
  • Refinance
  • First Time Home Buyers
  • Renewal
  • Reverse Mortgage
  • Divorce
  • Debt Consolidation

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Manage your mortgage from your phone.

WHAT CAN YOU DO WITH MY APP
  • Calculate your total cost of owning a home

  • Estimate the minimum down payment you need

  • Calculate Land transfer taxes and the available rebates

  • Calculate the maximum loan you can borrow

  • Stress test your mortgage

  • Estimate your Closing costs

  • Compare your options side by side

  • Search for the best mortgage rates

  • Email Summary reports (PDF)

  • Use my app in English, French, Spanish, Hindi and Chinese

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Want to figure out some numbers?

55+ and looking for solutions to enhance your lifesyle?

I offer many options including Reverse Mortgages, HELOC, as well as private financing to find the mortgage solution to fit your needs. 

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If you are going through a divorce and need mortgage advice.

This is a life altering event, you do not have to suffer in private. 
You are not alone on this journey.  

If you would rather just get down to it and have me tell you exactly what you can qualify for?

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Mortgage award of excellence
Brokerage of the year

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LET'S TALK

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